Fast-Track Your Home Loan with Smarter, Faster Lending
Experience a modern mortgage process that puts speed, transparency, and service first. Get pre-approved in minutes, not weeks.
Apply for a loanRate & Payment Disclosures
Rates, APRs, and payments shown in the rate tool are estimates for illustration only and are based on the information you enter and pricing available as of [DATE/TIME, PT]. The Annual Percentage Rate (APR) reflects the cost of the loan, including the interest rate, points, and certain fees, and may be higher than the interest rate.
Assumptions: loan amount of $[AMOUNT]; credit score of [SCORE]; loan-to-value (LTV) of [LTV]%; [POINTS] discount points; [PROPERTY TYPE], owner-occupied primary residence; [LOAN TERM / PROGRAM]. Your rate, APR, and payment may differ.
Payment examples include principal and interest only and do not include taxes and insurance (or HOA dues or mortgage insurance, if applicable), so your actual payment will be higher. Rates are subject to change without notice. This is not a commitment to lend or a rate lock. All loans are subject to credit approval, underwriting, and property approval; not all applicants will qualify.
Copley Finance dba Fastrack Rate, NMLS 2272780, DRE 02136245.
Contact Consent for the Rate Tool
By submitting your name, email, and phone number in the rate tool above, you agree that Copley Finance dba Fastrack Rate (NMLS 2272780) and its loan officers may contact you about your quote at the email and phone number you provide, including by calls and text messages that may use an automatic telephone dialing system or an artificial or prerecorded voice. Consent is not a condition of any purchase, loan, or service. Message and data rates may apply; message frequency varies. Reply STOP to opt out or HELP for help. See our Privacy Policy.
60%
Faster Closings
Our digital process and smart automations move your loan from application to approval up to 60% faster than traditional lenders.
97%
Approval Rate
With advanced pre-qualification tools and expert loan specialists, 97% of Fastrack borrowers get approved, even if you've been declined elsewhere.
98%
Client Satisfaction
Borrowers love how easy and transparent the Fastrack experience is — 98% say they'd recommend us to friends or family.
Lending Made Simple, Fast, and Transparent
Whether you're buying your first home, refinancing your current one, or investing in property, Fastrack Rate gives you the speed of automation with the care of real mortgage experts.
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Investor Loans
Flexible lending programs designed for rental and investment properties. Fast closings and competitive rates* help you grow your portfolio.
* Rates, payments, and savings are not guaranteed and depend on your credit, loan amount, property, and market conditions. See Rate & Payment Disclosures. Not a commitment to lend; subject to credit approval.
Why Borrowers Choose Fastrack Rate
We believe getting a mortgage shouldn't be complicated. Fastrack's modern platform simplifies the process — with real-time updates, secure document uploads, and expert support whenever you need it.
Trusted Advisors
AI-driven tools that streamline your entire loan process.
Secure & Compliant
Bank-level data protection and full industry compliance.
Smart Technology
AI-driven tools that streamline your entire loan process.
Frequently Asked Questions
What documents do I need to apply?
You'll typically need proof of income, bank statements, and identification. Our online portal will guide you step-by-step through secure uploads.
How long does approval take?
Most approvals happen within 24–48 hours once your documents are verified and your file is reviewed by our underwriting team.
Can I refinance with Fastrack if my loan is with another lender?
Absolutely. We'll help you compare your current rate and terms to see how much you could save* by refinancing.
What if my credit isn't perfect?
That's okay — our loan specialists work with a wide range of credit profiles to help you find the best program for your situation.